Superior Bancorp is a $2.4 billion thrift holding company headquartered in Birmingham, Alabama. The principal subsidiary of Superior Bancorp is Superior Bank, a southeastern community federal savings bank. Superior Bank has 60 branches, with 38 locations throughout the state of Alabama and 22 locations in Florida. Upon completion of the merger with Peoples Community Bancshares, Inc., Superior Bank will become a $2.8 billion community bank with 63 banking offices from Huntsville, Alabama to Venice, Florida. In addition, Superior Bank currently has 13 new branches planned for Northeast Alabama and Florida during 2007 and 2008. We want to be known in all of our markets for having superior people delivering superior products that will generate superior value for our customers and shareholders. Superior Bank also has loan production offices in Montgomery, Alabama and Tallahassee and Panama City, Florida. Superior will also operate 21 consumer finance offices in Northeast Alabama as First Community Credit and Superior Financial Services.